illnessPROTECTION.com™ - Canada's Leading Life Insurance Advisors


ELITE U.S. Healthcare™ provides immediate access to information, funding and treatment at the top medical Centers of Excellence in the U.S. (e.g. Cleveland Clinic, Mayo Clinic, Johns Hopkins, Sloan-Kettering, etc.) .

This cost effective solution eliminates wait times and pays treatment and travel costs.

We developed this unique protection product in collaboration with Cleveland Clinic Canada

This important insurance covers you for any illness or injury with a wait time for treatment in Canada. It makes lifetime direct payments of up to US$5 million for all medical costs and business class travel from diagnosis through treatment and recovery.

The elimination of wait times for medical treatment will reduce the emotional distress suffered by patients and their family members. Corporations can now minimize financial risks arising from executive downtime.

ELITE U.S. Healthcare™ has a lifetime limit of US $5 million and can be used for multiple occurrences.

ELITE U.S. Healthcare™ includes a rapid 2nd Opinion, no-wait access to treatment, and a personal case manager to navigate clients through diagnosis, treatment and recovery.

ELITE U.S. Healthcare™ pays all medical expenses and business class travel for the insured and a traveling companion.

There is NO waiting period, coverage begins immediately upon acceptance.

ELITE U.S. Healthcare™ is cost effective - premium is CDN$1,252 annually for a 40 year old male non smoker and CDN$2,098 for a 50 year old male non smoker. Premiums are guaranteed for three years.

ELITE U.S. Healthcare™ has a deductible of U.S. $5,000 or $10,000 per occurrence.

Coverage is available to age 75 and for infants as young as 6 months. It was designed to protect you and your family.

This is an intelligent solution for individual executives and executive group plans. If set up properly, premiums are deductible by the company, a non-taxable benefit to plan members, and all benefits are received tax-free.

The plan is insured through Royal Sun Alliance, one of the world's leading insurance groups.

ELITE U.S. Healthcare™ launched nationally in March 2009 and will be available from insurance advisors, wealth managers, financial planners, benefit consultants and financial institutions.

Our group plan experts currently help more than 1,500 companies across Canada, managing combined premiums in excess of $250 million.

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Product at a Glance

Product Summary

Concierge Services

Rate Schedule

Application

Income Tax Considerations

Case Studies

Waiting Your Turn: Hospital Waiting Lists in Canada Fraser Institute 2009 Report, 19th edition.

Medical Technology in Canada Fraser Institute, August 2008.

For Advisors


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We can help your company too - please contact us today for your no-obligation consultation.


illnessPROTECTION.com™ - Canada's Leading Life Insurance Advisors

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"When it comes to insurance, Mark Halpern is my 'go-to-guy'. I recommend him highly to any busy person without the time, expertise, or inclination to handle complicated insurance matters for their fami... " Read more
Brian J. Singer, BA MBA
Investment Advisor
Raymond James Ltd.
"On the frontline of healthcare, I witness what happens everyday to families struck by serious illness or death. It had been a long time since my own planning was comprehensively reviewed so I called M... " Read more
Dr. Richard A. Seeley
Chief of Staff, St. Peter's Hospital
Hamilton, ON
"As the founder of Back Clinics of Canada I often meet patients who travel here from all over the world seeking expert advice and quality care in our clinic. I am especially grateful that Mark Halper... " Read more
Dr. Ron Nusbaum
Back Clinics of Canada
www.backclinicsofcanada.ca