illnessPROTECTION.com™ - Canada's Leading Life Insurance Advisors
"deduct medical expenses not covered
by traditional plans, like orthodontics,
fertility treatments, cosmetic surgery,
hair replacement, Viagra and more"
 Mark Halpern,CFP
Top Advisor in Canada

Health Spending Account (HSA)

A Health Spending Account adds significant value to any benefits plan. The primary benefit is that it provides for payment of eligible health-related expenses with pre-tax dollars.

It covers a much wider range of benefits than are covered under your base benefit plan.

Your HSA can pay for ELITE U.S. Healthcare™, medical prostheses, your share of medical and dental premiums, co-insurance amounts, deductibles, and any other eligible medical expenses that may not be fully covered under your base benefit plan.

Your HSA will also provide the ability to cover dependants that may not be covered under your base benefit plan.

Please contact us today for your no-obligation consultation. We look forward to helping you and your family.


illnessPROTECTION.com™ - Canada's Leading Life Insurance Advisors

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"After hearing those radio ads countless times, I FINALLY pulled my car over to write down the phone number and call Mark. His radio message was very clear to me. As a business owner, I did not want to... " Read more
Tony Silvestri
Transportation Executive
Lisa Silvestri
Bank Branch Manager
"I had trouble getting benefits through the Canadian Bar Association which has 'one size fits all' insurance products for lawyers' protection programs. I was frustrated and couldn't understand why I di... " Read more
Jodi Tarter
Lawyer
Krol & Krol
"I've known Mark for many years. I recently purchased some insurance through him. It's a pleasure dealing with him: he's forthright, knowledgeable and reliable.... " Read more
Ted Perlmutter
Lawyer