Health Spending Account (HSA)

A Health Spending Account adds significant value to any benefits plan. The primary benefit is that it provides for payment of eligible health-related expenses with pre-tax dollars.

It covers a much wider range of benefits than are covered under your base benefit plan.

Your HSA can pay for Best Doctors, medical prostheses, your share of medical and dental premiums, co-insurance amounts, deductibles, and any other eligible medical expenses that may not be fully covered under your base benefit plan.

Your HSA will also provide the ability to cover dependants that may not be covered under your base benefit plan.

Please contact us today for your no-obligation consultation. We look forward to helping you and your family.

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WEALTHinsurance developed from 25 years of experience at illnessPROTECTION.com.

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What Our Clients say

"I heard Mark interviewed on Money Talks radio with Jerry White and was intrigued by the critical illness insurance he specializes in. We set up an appointment in his office and I approached our meeting as a skeptical accountant who doesn't like to be sold insurance. Mark surprised me. He was very thorough and covered all the bases. He looked at my total picture and didn't isolate any parts. He put together a plan for me based on our discussions that would take care of me in my life and he followed up again on each item at subsequent meetings. I purchased a critical illness insurance policy and health benefits and will consider long term care insurance and life insurance with Mark in the New Year. Mark has many strengths. The one that impressed me the most was his ability to recognize my lifestyle as a single woman with no dependants. He designed the right plan to fit. I highly recommend Mark to anyone who requires a truly caring, sincere and professional advisor."
Ms Susan Jackson
Chartered Accountant

"Arranging my insurance needs with Mark Halpern was like dealing with a trusted friend instead of an insurance agent. Mark patiently sat with me on numerous occasions to explain the various options available and the benefits and drawbacks of the numerous insurance products for purchase. I felt as if I obtained an education as to the importance of not just buying insurance, but purchasing the proper type of insurance for my particular situation. Mark is not simply knowledgeable about what is available in the marketplace, but is genuinely concerned that each of his clients obtains adequate coverage in case of a crisis. No one wants to think about such a tragedy occurring to them, but I feel much more confident and comfortable discussing this possibility, knowing that in case of a medical emergency or my premature death, my family's financial needs will be taken care of in my absence. I would not have this sense of security without meeting with Mark. After my experience as his client, I now consider having the proper amount of insurance in place as a necessary and important component of estate planning."
Mark Greenstein
Lawyer
Krol & Krol

"I called Mark after hearing him many times on the radio. Operating a growing family business in building restoration and expecting my first child soon got me thinking about how I must take care of myself. Even more so, my father passed away last year and I wanted to make sure that my family and business would survive if I got sick or died. Meeting with Mark was a definite eye opener in terms of my position in life now and in the future. He helped me evaluate all of the potential problems that could come up and provided me with the right solutions that I needed to take care of any unforeseen problems. He organized our group health benefits, mortgage financing and got us started with RESP's. He is now looking after all of our insurance protection programs. The experience was simple and smooth. Working with Mark was a truly educational experience."
Jason Gheda
President
SST Group of Construction Companies Limited

"Until recently I had no personal insurance whatsoever, and no idea on how to get the right coverage. Before I met Mark, I didn't even know what I didn't know. Mark sat me down and took the time to put together a customized plan that protects me and my family. He suggested some estate planning and tax advantaged strategies and then introduced me to the financial, legal, and tax experts who have all proven to be some of the smartest people in their respective fields. I look forward to doing a lot of business with Mark for years to come."
Tyler Lang
Vice President
HDL Capital Corporation