illnessPROTECTION.com: Insured Annuities, Annuity Insurance, Variable Annuity Life Insurance

subscribe to newsletter | free estate planner | free executor checklist
Call Now 1.866.566.2001

"Guaranteed cash flow for the rest of your life"
	Mark Halpern,CFP Top Advisor in Canada

$25,000 CRITICAL ILLNESS INSURANCE

Guaranteed Issue - No Medical

HEALTH PLANS

Individuals & Small Business

Leaving a Benefits Plan? Get FollowMe™

TRAVEL INSURANCE

Canadians Travelling Abroad

Visitors to Canada

Foreign Student Program

Insured Annuities

What Is An Insured Annuity?

An insured annuity is essentially a prescribed life annuity and a term life insurance policy, purchased together. An annuity provides a guaranteed regular income stream, while a term 100 life insurance policy provides a cash payout upon death. The combination of the benefits provided by these products is ideal for those seeking guaranteed income and the preservation of their capital. An insured annuity pays a higher guaranteed (after-tax) income for life, compared to most traditional alternatives.

An insured annuity provides:

The highest possible guaranteed income for life.
Income security through regular income payment.
Some distinct tax advantages.
Tax-deferred growth.
Preservation of capital.

How Does An Insured Annuity Work?

Using only a portion of the regular annuity payments, you purchase a level premium term insurance policy equal to the value of the life annuity. The death benefit of the life insurance policy is paid directly to your named beneficiary tax-free, allowing you to preserve your capital for your heirs.

If you are considering an insured annuity, ask yourself the following questions:

Do I want to maximize my income for retirement?
Am I concerned about guaranteeing the safety of my retirement income?
Am I concerned about the safety of my capital for the eventual transfer to my heirs?
How long am I willing to hold my investments?
Would I like to increase my after-tax guaranteed retirement income?

Who Are Insured Annuities For?

For individuals who are retired, or are approaching retirement, an insured annuity is certainly an investment worth considering. As well as, providing higher guaranteed income to complement other sources of income, an insured annuity allows you to preserve your capital for the eventual transfer to your heirs.

An insured annuity should be considered as an important component of a larger diversified plan.

Please contact us today for your no-obligation consultation. We look forward to helping you and your family.


First Name		Last Name
Company		Work Phone
Home Phone		Cell Phone
Address		City
		Province/State
		Postal/Zip
Email (required)		Country
Best Time to Call		Best Phone Number To Call
How Can We Help You? To select multiple items, hold the Ctrl key while clicking		How Did You Hear About Us?
Comments:
Enter Security code

"When life happened to MY other plans a few years ago, I was without life insurance or income protection. Then it dawned on me - who'd pay our bills if something happened that kept me from working? We ... " Read more
Erin Davis
National Broadcaster & Media Personality

"It was a pleasure working with Mark. He was extremely professional and had a definite interest in the well being of my family, and protecting us against unforeseen harm. Mark took the time to work wit... " Read more
Grant Cansfield
Partner
Aird and Berlis LLP

"I contacted Mark after hearing his radio ads. Running a family business takes a lot of time, and relationships are the key to our success. What impressed me most about Mark was his knowledge and abili... " Read more
Daniel Violante, MBA
Director Sales & Marketing
Excelsior Foods Inc.
www.excelsiorfoods.com