"Receive up to $10,000 per month if you require long-term care services in your home or a private facility ... and all of your premiums back if you never make a claim" Mark Halpern,CFP Top Advisor in Canada

UP TO $75,000 CRITICAL ILLNESS INSURANCE Guaranteed Issue - No Medical TRAVEL INSURANCE Canadians Travelling Abroad Visitors to Canada Foreign Student Program

Long Term Care Insurance

Receive up to $10,000 per month if you require long-term care services in your home or in a long-term care facility and all your premiums back if you never make a claim.

There is a 50% probability that you will need long term care in your lifetime.

The baby-boom generation is nearing retirement age and by 2010 nearly 25% of Canadians will be over age 65.
The demand for care facilities and home care will be huge and the cost burden to support family members will continue to rise.

Your benefit is payable for life. This benefit is triggered if you experience a cognitive impairment, or the inability to perform at least two of the functions of daily living; such as bathing, dressing, eating, transferring, toileting, or continence. Benefits can be used to pay for facility care, home care, or both and can also pay for adult day care, durable medical equipment, hospice care, or respite care.

More importantly, long term care insurance preserves the dignity, independence and financial well being of your family.

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