illnessPROTECTION.com™ - Canada's Leading Life Insurance Advisors


ELITE U.S. Healthcare™ provides immediate access to information, funding and treatment at the top medical Centers of Excellence in the U.S. (e.g. Cleveland Clinic, Mayo Clinic, Johns Hopkins, Sloan-Kettering, etc.) .

This cost effective solution eliminates wait times and pays treatment and travel costs.

We developed this unique protection product in collaboration with Cleveland Clinic Canada.

This important insurance covers you for any illness or injury with a wait time for treatment in Canada. It makes lifetime direct payments of up to US$5 million for all medical costs and business class travel from diagnosis through treatment and recovery.

The elimination of wait times for medical treatment will reduce the emotional distress suffered by patients and their family members. Corporations can now minimize financial risks arising from executive downtime.

ELITE U.S. Healthcare™ has a lifetime limit of US $5 million and can be used for multiple occurrences.

ELITE U.S. Healthcare™ includes a rapid 2nd Opinion, no-wait access to treatment, and a personal case manager to navigate clients through diagnosis, treatment and recovery.

ELITE U.S. Healthcare™ pays all medical expenses and business class travel for the insured and a traveling companion.

There is NO waiting period, coverage begins immediately upon acceptance.

ELITE U.S. Healthcare™ is cost effective - premium is CDN$1,252 annually for a 40 year old male non smoker and CDN$2,098 for a 50 year old male non smoker. Premiums are guaranteed for three years.

ELITE U.S. Healthcare™ has a deductible of U.S. $5,000 or $10,000 per occurrence.

Coverage is available to age 75 and for infants as young as 6 months. It was designed to protect you and your family.

This is an intelligent solution for individual executives and executive group plans. If set up properly, premiums are deductible by the company, a non-taxable benefit to plan members, and all benefits are received tax-free.

The plan is insured through Royal Sun Alliance, one of the world's leading insurance groups.

ELITE U.S. Healthcare™ launched nationally in March 2009 and will be available from insurance advisors, wealth managers, financial planners, benefit consultants and financial institutions.

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Product at a Glance

Product Summary

Concierge Services

Rate Schedule

Application

Income Tax Considerations

Case Studies

Waiting Your Turn: Wait Times for Health Care in Canada Fraser Institute 2011 Report.

Medical Technology in Canada Fraser Institute, August 2008.

For Advisors


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Please contact us today for your no-obligation consultation. We look forward to helping you and your family.


illnessPROTECTION.com™ - Canada's Leading Life Insurance Advisors

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"Between my business and my family - I have never been busier. My time is devoted to helping my clients succeed and growing our company. Mark Halpern helped me to organize my personal financial affairs... " Read more
David Toyne
President, Thomson Financial Canada
"I have known Mark for about 10 years. He is entirely honest and trustworthy, and exceptionally knowledgeable about insurance and money management. On top of that, he is one of the most personable peop... " Read more
Aaron Mitnick
Lawyer
Botnick Legal Services
"I became aware of critical illness insurance this year and over the last number of months have investigated it for me and my family. I met with several agents. I had heard Mark's advertising on 680New... " Read more
Brett J. Tkatch
Partner
Blaney McMurtry LLP